0% installments0% interest
Shop today, pay in easy monthly installments
0% interest installments at trusted shops, and a Mini-Bank account for your everyday money — together in one app.
- 0% interestNo hidden fees, ever
- Easy monthly installmentsSpread the price over the months
- Verified shopsEvery shop is checked before it sells
- You confirm deliveryThe shop is paid only after you confirm
Shop by category
Everything for your home and family, on easy installments.
Installment calculator
See what you would pay each month: always the price itself, never more.
An example only: your own limit and how many months you may choose are set when you link your bank in the app.
Shop the way you like
Popular on installments
0% installments
0% installments
Trending now
0% installments
0% installments
0% installments
0% installments
0% installments
0% installments
0% installments
0% installments
0% installments
0% installments
Raahat Furniture
Ergo Mesh Office Chair with Lumbar Support
PKR 34,999.00
from PKR 2,916.00/month
In stock0% installments
0% interest
Furniture on easy monthly installments
0% interest at verified shops. Take it home today, pay month by month.
Popular in Furniture
Raahat Furniture
Ergo Mesh Office Chair with Lumbar Support
PKR 34,999.00
from PKR 2,916.00/month
In stock0% installments
0% installments
Raahat Furniture
Shahi Tufted 3-Seater Sofa, Emerald Velvet
PKR 159,999.00
from PKR 13,333.00/month
In stock0% installments
0% installments
0% installments
Saffron Home & Living
Comfort Lounge Armchair, Teal Velvet
PKR 46,999.00
from PKR 3,916.00/month
In stock0% installments
Saffron Home & Living
Noor-e-Subh 3-Door Wardrobe with Mirror
PKR 124,999.00
from PKR 10,416.00/month
In stock0% installments
Saffron Home & Living
Sehra 6-Seater Dining Set, Sheesham Wood
PKR 214,999.00
from PKR 17,916.00/month
In stock
0% interest
Clothing & Fashion on easy monthly installments
0% interest at verified shops. Take it home today, pay month by month.
Popular in Clothing & Fashion
Mini-Bank account
Your everyday money, in one simple account
Your Mini-Bank account lives in the app, next to your installments.
- Receive money
- Send it to family and friends
- Pay your installments in a few taps
0% interest
Kitchen Appliances on easy monthly installments
0% interest at verified shops. Take it home today, pay month by month.
Popular in Kitchen Appliances
Saffron Home & Living
CrispAir Duo 8 L Dual-Basket Air Fryer
PKR 39,999.00
from PKR 3,333.00/month
In stock0% installments
Saffron Home & Living
ChefMate 30 L Convection Microwave Oven
PKR 54,999.00
from PKR 4,583.00/month
In stock0% installments
Saffron Home & Living
ChefMate 25 L Microwave Oven with Grill
PKR 32,999.00
from PKR 2,749.00/month
In stock
0% interest
Headphones & Audio on easy monthly installments
0% interest at verified shops. Take it home today, pay month by month.
Popular in Headphones & Audio
Noor Electronics
BoomBox Party Speaker, 60 W, with Lights
PKR 32,999.00
from PKR 2,749.00/month
In stockNoor Electronics
StudioSound Wireless Headphones with Noise Cancelling
PKR 24,999.00
from PKR 2,083.00/month
In stockIndus Mobiles
SoundCore Mini Bluetooth Speaker, Waterproof
PKR 8,999.00
from PKR 1,499.00/month
In stock0% installments
0% installments
Indus Mobiles
AirBeat Pro Wireless Earbuds with Noise Cancelling
PKR 12,999.00
from PKR 1,083.00/month
In stock
Stores people love
Shops you can trust
Verified shops selling on easy installments.
- Kaavish FashionWatches · Clothing & FashionSee the shop’s products
- Raahat FurnitureFurnitureSee the shop’s products
- Saffron Home & LivingFurniture · Kitchen AppliancesSee the shop’s products
- Margalla AppliancesWashing Machines · Refrigerators · Air ConditionersSee the shop’s products
- Noor ElectronicsHeadphones & Audio · Laptops · TVsSee the shop’s products
- Indus MobilesHeadphones & Audio · Tablets · Mobile PhonesSee the shop’s products
What you get
- 0% Interest — Ever
- Choose Your Own Tenure
- Mini-Bank Account
- Scan-to-Shop In-Store
How it works
Four simple steps from your bank to your new things.
- Step 1Link your bank
- Step 2Get your limit
- Step 3Shop at any merchant
- Step 4Pay monthly at 0%
Get the app
Shop and pay from your phone
Check your limit, follow your orders and pay your installments, all in the app.
- Coming soon to the App Store
- Coming soon to Google Play
For shops
Own a shop? Sell on easy installments
Join as a partner shop and let your customers pay month by month at 0% interest.
Why people shop with BNPL
Clear from the start: you see every installment and its due date before you buy — with 0% interest.
Shops you can trust: every shop is checked before it can sell on BNPL.
You stay in control: your PIN confirms every payment, and you confirm delivery before the shop is paid.
Questions people ask
See allHow do I check my limit?
Sign up in the app, verify your identity and link your bank account. We look at your account history and your limit then appears in the app and on your account page on the website. Your limit can change over time.
How do I pay an installment?
Pay from your Mini-Bank account in the app or on the website: open your plan, choose Pay and confirm with your PIN. You can also pay by bank transfer using your payment reference. We remind you before every due date.
How do I open an account?
Download the app and sign up with your mobile number. Verify your identity with your CNIC and a selfie, set your PIN, and your Mini-Bank account opens by itself.